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The Halifax has released a report showing that renting is currently over £100 more expensive than paying a mortgage a month for first-time buyers. The findings show that the cost of entering the property market has dropped 40% since 1999. Low interest rates and more products being released to first-time buyers have made getting a mortgage more affordable.
Whilst more and more first-time buyers are starting to set foot on the property ladder, the first obstacle still needs to be negotiated - raising the deposit. Most mortgage companies require a 10% deposit of the property value and this is currently averaging out at 27K across the UK. It's little wonder then that more and more parents are recognising the plight of their children and giving them financial assistance so they can fly the nest. …Continue
If you are worried about threats of redundancy or you simply need a new career challenge, could becoming an estate agent be for you? Whilst the profession has received a lot of bad press over the years, there are some very conscientious estate agents out there working in an exciting and rewarding role with no day ever being the same. If you are currently considering a change and have no idea…Continue
Eric Pickles, the Secretary of State of Communities and Local Government has said that the proposed mansion tax currently supported by the Liberal Democrats would be a “big mistake”. Speaking to the Daily Telegraph, he said that there are many hardworking homeowners who “put a lot into this country and don’t take a lot out” who would be penalised by yet another…Continue